Why You Should Consult With an Auto Accident Lawyer
Under Florida's no-fault insurance law, the policy you have with your auto insurance covers damages to property and injuries, unless the negligent driver is not insured. It is important to speak with an attorney who handles car accidents prior to making a recorded or written statement to an insurer.
Written and oral statements could be used against you if your case goes to trial. An experienced lawyer for car accidents will know how to properly prepare and present a case for maximum value.
Damages
There are two broad types of damages that a victim can receive following an accident in the car which are economic and non-economic. Economic damages are quantifiable and measurable which can be easily determined. They include medical bills, lost wages and vehicle repair costs. Non-economic damages are more difficult to quantify. They can be characterized by pain and suffering, emotional distress and loss of enjoyment living.
An experienced lawyer for car accidents can assist victims in claiming the maximum amount of compensation. They can also fight for a fair settlement with the at-fault driver's insurance company. They can even go to trial in the event that the insurance company is unwilling to settle the full amount.
A competent lawyer for car accidents will ensure that victims receive compensation for all possible expenses and losses. This can be done by collecting as much information as possible from the accident scene. auto accident attorney camden can, for instance take photographs of the scene where the accident occurred and collect information from witness. This will stop the insurance company from attempting to downgrade or deny your claim.
Additionally, a car accident attorney should help victims calculate the total cost of their injuries. This includes the costs of future and past medical treatment, and any expenses related to hiring someone to cook or perform chores when the victim is unable to do these tasks.
Medical bills
If you're involved in a car accident, medical bills could increase quickly. Even if you're insured for no fault or the settlement of an injury lawsuit and the bills aren't going away. You'll need help with paying them now, not later.
There are two ways to speedily pay for medical expenses: through your health insurance or your car insurance. The former is commonly referred to as Med Pay in New York, and it covers the initial medical expenses after an auto accident, regardless of the person who caused the crash. The latter is typically provided by the state (Medicare) or through private insurance plans.
You should always go to the doctor after an accident, particularly in the event that you're not feeling well or think that your injuries aren't severe. A quick evaluation will ensure that your injuries, which may include internal injuries, are properly assessed and treated. In addition your visit can result in medical reports that can be vital in the event of a lawsuit.
If you have exhausted the two options above If you have exhausted both options, you can turn to the driver who was at fault's liability policy if the coverage is sufficient to pay for any damage. However, you'll have to pay for your own deductibles and copays. Once an agreement is reached with the party at fault you will be reimbursed for all accident-related costs. This is why it's vital to keep in mind all your bills and expenses out of your pocket.
Loss of wages
A serious car crash could also result in a loss of income. It can be extremely stressful to fulfill your financial obligations if you are unable to work because of injuries sustained in a car crash. You may have to borrow money from relatives or rely on your own savings until the case is resolved. A New York car accident lawyer will review your case to determine if you have an adequate claim.
In cases involving car accidents, a judge grants compensation damages to pay for the amount of money you would have earned if not for your injuries. Wages, benefits and overtime fall under the umbrella term of "economic damages." The purpose of this kind of compensation is to restore you to the financial position before the accident occurred.
A judge will calculate the amount of money that you've lost when missed work because of injuries, by reviewing a document that confirms the plaintiff's salary or hourly wage, and how long you were off from work. Other pertinent documentation could include bank statements, profit-and-loss accounts, and tax returns.
A lawyer for auto accidents can also seek compensation for future earnings potential lost. This is a complex component of your damages that can be difficult to prove and may require the help of an expert witness.
Suffering and pain
A serious car accident could cause medical bills, property damage, and even lost income. You may also experience psychological and emotional trauma. The suffering and pain you experience can be very real and should be compensated. A lawyer can assist you to get the money you're entitled to.
A lawyer can also assist you to in dealing with insurance companies. Insurance adjusters are motivated by their own financial interest and will usually try to deny or reduce your claim. A car accident attorney can shield you from these tactics and negotiate an equitable settlement for your losses and injuries.
Document all the expenses and property damage you have incurred as a result of the accident. Included in this document are medical bills, estimates for repairs and receipts for items damaged. It's also important to take photos of the scene of the accident as well as your injuries. It is best to avoid discussing the accident with anyone, besides medical professionals and police officers.
A lawyer can also assist you to determine who is liable for the accident. New York is a "comparative fault" state, meaning that the amount of damages you receive will be diminished by your percentage of responsibility. In some instances the responsible party could be a corporation, city or state agency, or the public transportation or sanitation company.